I Made £100,000 At 25. It's Time You Make Yours!

Over 1100 customers, over £5,000,000 invested. Available in US, UK, Europe & Middle East countries.

Join Now

How does it work?

Connects directly to a FCA-regulated broker so your money will be safe. No money is held on the platform

Portfolio will be automatically adjusted. This makes the process totally hands-off and easy for you

Other platforms charge you annual fees of 1% and over time, can cost you tens of thousands. With Tharwa, you pay one price and get lifetime access forever.

Ready to get started?

Join the model portfolio to kickstart your investing journey - £239.99 for lifetime access

Join Now

Not ready to get started?

Take our beginner's course to build your foundations on investing. £39.99 for lifetime access

Our key features

Ethical Stock Screening

For Muslims, we understand halal investments are crucial. Stocks are screened and removed by manually checking their shariah-compliance.

Automatic Portfolio Rebalancing

As the underlying index fund changes, we will rebalance for you. This puts the whole process in autopilot.

Totally Hands-Off For You

We handle everything from stock selection to portfolio rebalancing, so you can focus on what matters most.

Our performance so far!

Since March 2023, our performance

Returned 50.82%, averaging out 3.17% a month so far

Frequently Asked Questions

I'm a total beginner, is this for me?

Yes! It's designed for everyone to use. After you purchase, the setup process takes a few minutes. Once you've connected or setup your brokerage account (we give you guidance on this), it'll only take you a few minutes a month to manage.

Where would my money be stored and how secure would it be?

No money is stored on the website. Because we integrate into your brokerage app, all the money will be held there and secured by them. We do not handle or store your money on our platform.

How does this work?

Here's how our platform works:
1) Once signed up, all the instructions are given to you on how to get started in 2 minutes
2) Connects directly to a FCA-regulated broker so your money will be safe. No money is held on the platform
3) Portfolio will be automatically adjusted. This makes the process totally hands-off and easy for you.

How do you screen your stocks to ensure shariah compliance?

Stocks are screened manually via Zoya and Islamicly to validate their shariah compliance. This is done on a regular basis for you.

How would it work after joining?

I've made the process for you as simple as possible. Once you've joined, there's a tab that links the portfolios directly to your brokerage app. The updating and maintenance of the portfolio will be done for you so you don't have to do anything apart from investing monthly and be consistent.

Are there options for different portfolios based on risk type?

In the future, we will be looking to add more portfolios but right now, the portfolio is a high-growth, heavily stock-based portfolio that is built to generate over the long term. With the default portfolio we have, it's designed for those that are younger (in their 20s and 30s) that can take on more risk.

What countries is this available in?

Currently, the product supports UK, Europe, and the US. We can also support countries in the Middle East and most countries in Asia.

How much should I invest? What is dollar cost averaging?

Due to the number of stocks in this portfolio and with them also being quite large in value, most brokerages will set a minimum of £100 to buy the whole portfolio just so they can actually buy/sell for you without any issues.